Services
Everything your finances need, in one trusted place.
Licensed CPA-quality work for individuals and businesses across the GTA, from your personal return to a full audit. Manraj, a CPA, LPA and MBA, personally leads every engagement.
01 — Core
Core services
Licensed CPA-quality work across audit and assurance engagements, financial statements, personal tax and corporate tax.
Audit & Assurance
Independent audits and reviews by a Licensed Public Accountant (LPA).
- Independent financial statement audits (Canadian Auditing Standards), under ASPE or IFRS
- Non-profit and registered charity audits
- Lender and grant-required audits
- Review engagements (limited assurance)
Financial Statement Preparation
Compilations and review engagements prepared under ASPE or IFRS.
- Compilation engagements (CSRS 4200, formerly Notice to Reader)
- Review engagement reports (CSRE 2400)
- ASPE or IFRS balance sheet, income statement and notes
- Lender and investor-ready financial packages
Personal Income Tax
T1 returns and year-round planning for employees, self-employed and retirees.
- T1 returns for all income types
- Self-employment and business income (Form T2125)
- Rental income and property reporting
- RRSP, FHSA and TFSA contribution strategy
Corporate Income Tax
T2 returns and CRA filings that maximize the Small Business Deduction.
- T2 corporate income tax returns with Ontario schedules
- Small Business Deduction and associated-corporation analysis
- Capital cost allowance (CCA) schedules
- Shareholder loan, benefit and dividend reporting (T5, T4)
Fractional CFO Services
Senior financial leadership for growing businesses, without the full-time cost.
- Cash flow forecasting and working capital management
- Budgeting, variance analysis and KPI dashboards
- Financing readiness: lender packages, pitch decks and covenant reporting
- Salary versus dividend optimization and owner compensation planning
02 — Business
Support for businesses
From day-to-day bookkeeping to strategic advisory, the support growing Canadian businesses need to thrive.
Bookkeeping & Accounting
Monthly books, reconciliations and cloud accounting on QuickBooks or Xero.
- Monthly and quarterly bookkeeping
- Bank and credit card reconciliations
- Accounts payable and receivable management
- Monthly financial reports and statement preparation
Payroll Administration
Full-cycle payroll, CRA remittances, T4s and Records of Employment.
- Full-cycle payroll processing (weekly, bi-weekly or monthly)
- CPP, CPP2, EI and income tax deductions
- CRA payroll remittances
- T4 and T4A preparation and filing
HST/GST Filing & Compliance
HST returns, input tax credit optimization and CRA sales tax audit support.
- GST/HST registration and filing-frequency advice
- Return preparation and filing (monthly, quarterly or annual)
- Input tax credit (ITC) review and optimization
- Quick Method versus regular method analysis
Business Incorporation
Federal or Ontario incorporation with a tax-efficient structure from day one.
- Federal (CBCA) and Ontario (OBCA) incorporation
- Share structure design and optimization
- Shareholder agreements and minute books (with legal partners)
- Corporate structure and holding company planning
CRA Audit & Dispute Representation
Representation in CRA audits, objections, appeals and voluntary disclosures.
- CRA audit and review representation
- Notice of Objection preparation
- Tax dispute resolution and appeals support
- Voluntary Disclosures Program (VDP) applications
Business Advisory & Financial Planning
Cash flow, growth, succession and financing advice from a CPA and MBA.
- Cash flow forecasting and management
- Business performance and profitability analysis
- Growth and expansion planning
- Succession and exit planning
Why clients choose MNJ CPA
Licensed expertise,personal service.
Direct partner access
You work with Manraj on every engagement.
Fixed, transparent fees
A fixed fee quoted before any work begins.
Year-round availability
Planning, CRA correspondence and mid-year advice.
Our error, our cost
If the CRA reassesses because of our error, we handle the response at no extra charge.
Free consultation
Not sure which service you need?
Book a free consultation. We will review your situation and recommend the right engagement, with a fixed fee quoted up front.